SolGuruz is a fintech software development company. We design and build secure financial platforms for banks, financial institutions, and fintech startups, from BNPL and lending to wealth and insurance, with compliance and security built in from day one.
Trusted by Startups and Enterprises Worldwide
Custom Software Development Success Stories
Real founders, CEOs, CTOs, and product owners behind 102+ shipped products across 14 industries share what working with SolGuruz looked like. Every story is one of 130+ independently verified client reviews across Clutch, Google, Glassdoor, and other platforms, averaging 4.9 ★★★★★ ratings.
Online Art Education Platform
I've been working with SolGuruz for almost five or six years. They say you have to pick two of the three: cost, quality, or speed. SolGuruz has been the only company that I have ever experienced that has delivered on all three of those pillars at the same time. They deliver the highest quality code, designs, and projects at the best price and within timelines you think are impossible. You guys are amazing and unmatched.
Vice President & Co-Founder, Sparketh | Shark Tank Featured Startup
Custom Software Solution Development / Driver Dashboard & Invoice Automation for Food Service Company
SolGuruz has delivered a solution that has reduced 90% of manual efforts through automation and provided real-time insights for supplier fulfillment and order volume trends. The team is responsive to requests and changes, and their proactive approach to problem-solving has stood out.
Summarized from Gary Boyd's Clutch review
Gary Boyd
CEO and Owner, Tasty Food Guys | Florida, USA
Mobile App & Web App Dev & UX/UI Design for Social Platform / Daily Journaling App
SolGuruz has delivered the initial design and meets weekly to track progress. The team coordinates the project through a project manager as the primary client contact. SolGuruz is communicative and provides follow-up to meet requirements. They communicate via virtual meetings, emails, and messages.
Summarized from Robert Mond's Clutch review
Robert Mond
Principal, The Master Storytellers LLC & Founder/CEO, DreamStoryLive | New Mexico, USA
Radon Compliance Software - Website & Mobile App Dev for Home Services Company
SolGuruz delivered the project on time and had outstanding project management skills. Furthermore, the team communicated effectively and cohesively through Microsoft Teams. Overall, the service provider's performance led to the client's satisfaction.
Summarized from Chad Smith's Clutch review
Chad Smith
Owner, Monarch Radon Testing LLC & Founder, RadonSketch | Colorado, USA
our services
These are the fintech software development services we deliver, from the first build to ongoing support; we also take on custom requests across the finance domain. New to building fintech? Start with our guide to fintech app development.
We connect your product to the rails it needs: payment gateways, core and open banking, card issuers, KYC and identity, and accounting tools, through secure, well-tested APIs.
We automate the manual, repetitive work behind finance: reconciliation, approvals, onboarding steps, and reporting, so your team spends time on judgment, not data entry.
From custom development and integrations to modernization, data and AI, and ongoing support, SolGuruz covers the full fintech software lifecycle.
The same fintech capability, seen by who it serves. We build for consumers, startups, and enterprises, each with distinct requirements. Every product is designed to be secure, compliant, and user-friendly, so trust holds at every transaction.
Everyday banking for your users: account management, payments, transfers, cards, and financial insights, anytime and anywhere.
Help users track spending, set budgets, and hit financial goals with clear dashboards and real-time expense tracking.
Crypto exchanges, tokenization, and DeFi apps built with blockchain-backed security and the scale to grow with your users.
Connect founders with investors through platforms with safe transactions, clear tracking, and the compliance a raise needs.
Custom finance modules for enterprise resource planning that simplify budgeting, forecasting, and treasury management.
Software that flags suspicious patterns in real time with data and AI, helping enterprises stay a step ahead of fraud and stay compliant.
The products above are just a sample. Bring us your idea or requirement, from a quick MVP to a full platform, and we will scope the fastest, most compliant path to launch.
free resource
Our fintech secure product building playbook covers the security and compliance controls that keep a build audit-ready, from PCI-DSS and KYC to SOC 2 practices. Free to download.
A practical eBook for founders, CTOs, and product leaders on building secure financial systems that users trust and regulators approve.
AI and modern tech
The trends that move fintech, from AI to automation, are only worth it where they earn their place. We build these into new products and retrofit them into existing ones, with a human in the loop and an audit trail for every model, backed by our AI development team.
modernization
Still running an aging core, ledger, BNPL, or lending system you are afraid to touch, or an operation held together by spreadsheets? Our application modernization team rebuilds it in phases on a modern stack, with your old and new systems running in parallel, so money never stops moving and your transaction history, compliance, and integrations stay intact.
AI-assisted code, UI/UX, QA, and architecture audits map exactly what your current system does, from the ledger, interest, and fee rules to the reconciliation and KYC and AML logic buried in legacy code that a standard vendor migration silently drops.
We move every account, transaction, and ledger entry from your legacy database or spreadsheets to a modern, scalable one, entry by entry, cleansed, validated, and reconciled to the cent, with your full audit trail and history preserved intact.
We re-develop or re-integrate on a current stack (cloud, AI, and workflow automation) and re-map every live integration, such as payment rails, card networks, core and open banking, and KYC and identity providers, so nothing you depend on breaks.
Our QA verifies the modernized system produces identical outputs, the same balances, interest, fees, and settlement on the same inputs, while PCI-DSS scope, KYC and AML records, audit trails, and regulatory reporting stay unbroken throughout.
The new system runs alongside your legacy one and we migrate in phases, so money never stops moving. If anything looks off, your legacy system stays authoritative and we roll back with zero data loss.
After go-live we fix bugs free of charge until the platform is stable and fully adopted, then keep it running day to day under an optional SLA maintenance contract.
compliance and security
Fintech is one of the most regulated things software can do. We treat compliance and security as architecture inputs from day one and build to comply rather than bolting it on. For the deeper view, read our fintech secure product building playbook.
For card and payment data we build to PCI-DSS Level 1 practices: tokenization, encryption, network segmentation, and least-privilege access, so cardholder data is handled the way the standard expects.
We build the onboarding, identity verification, screening, and transaction-monitoring flows that KYC and AML obligations require, wired to the identity and screening providers your market needs.
Encryption in transit and at rest, role-based access control, and full audit logging, built to GDPR and data-protection expectations so financial and personal data stays private and traceable.
102+Products shipped across 14 industries
99.9%Delivery Rate
4.9Rated across 32 verified Clutch reviews
5.0Across 79 Google reviews
80%Repeat-client rate
A quick summary of how our team designs, builds, and ships secure fintech software for you.
At SolGuruz, we use a diverse range of proven technologies to build reliable, scalable fintech software solutions tailored to your business needs.
Claude Code
GitHub Copilot
Cursor
Windsurf
v0
Gemini
Codex
Banani
Figma Make
Uizard
Pencil Dev
Stitch
Kiro
Antigravity
User-doc
Miro AI
Whimsical AI
Claude Code
GitHub Copilot
Cursor
Windsurf
v0
Gemini
Codex
Banani
Figma Make
Uizard
Pencil Dev
Stitch
Kiro
Antigravity
User-doc
Miro AI
Whimsical AI
Share your current stack, pain points, and goals, and get a focused review of security, compliance, and scalability, plus a clear set of technical recommendations for your fintech platform.
We do not just write fintech code. We help you ship secure, compliant financial products that pass review, scale with your volume, and earn user trust.
Business-First Approach
We start by understanding what you are really trying to achieve, from faster onboarding to a new revenue line or lower operating cost. Then we build the software that meets those goals, not just the latest trend. It is a big reason 80% of our clients come back and 70% refer us.
Security and Compliance by Design
In fintech, compliance is an architecture input, not a checkbox at the end. We build to comply from day one: PCI-DSS Level 1 practices for payments, KYC and AML flows, encryption, and audit logging, with ISO 27001 and ISO 9001 certified delivery behind it.
Fast and Flexible Delivery
We follow a proven, well-tested delivery process and use AI-assisted development to move faster without cutting corners, with a 99.9% delivery rate behind it. You get regular check-ins and working software at every step, so priorities can change without derailing the build.
Experienced Fintech Engineers
You work with engineers, designers, and QA who have shipped real financial software, from BNPL and payments to lending and billing platforms, part of a team that has delivered 102+ products across 14 industries. They know how to turn regulated, complex requirements into clean, reliable software.
Easy and Transparent Process
No black boxes. You get clear scope and estimates up front, decisions documented as we go, and a clean handover of code and knowledge at the end.
From Our Portfolio
SolGuruz has shipped 102+ products across 14 industries. See the fintech platforms our team has built - secure payment systems, BNPL solutions, lending platforms, and financial software delivered for startups and enterprises.
Buy Now Pay Later (BNPL) App Solution
Get insights from FlexiPe App’s Case Study relates to the Buy Now Pay Later model, offering a comprehensive analysis of the BNPL App.
Key Outcomes
B2B Diamond CRM Portal With ERP Synchronisation
Gem is a B2B diamond trading portal with inventory sync to client ERP systems, 4 platforms (web, mobile, backend, cloud), and enterprise security.
Key Outcomes
How SolGuruz Built UnSub: A Subscription & Bill Management App
SolGuruz designed and developed UnSub - a subscription and bill management platform delivering a complete cross-platform product across web and mobile in 8 weeks.
Key Outcomes
Online B2B Diamond Selling Mobile App Solution
Explore a B2B Diamond Selling App Development case study. Discover how we delivered innovative features, enhanced user experience, and drove diamond business growth.
Key Outcomes
Explore the latest reviews from our existing clients to get a better picture of our services and collaboration.
Custom Software Development - Mobile & Web Dev for Documentation Solutions Firm
SolGuruz's work continues to receive positive feedback from the client's customers. The team is highly communicative and professional from a project management standpoint, and internal stakeholders are impressed with the service provider's technical expertise.
Summarized from Deepak Dhanak's Clutch review
Deepak Dhanak, Co-founder & CEO
Mumbai, India
SaaS Platform Redesign Services for Sales Promoting Platform
The platform looks better than before and is appreciated by the end customers, thanks to SolGuruz. The team uses Slack for communication and has been effective so far. Their dedication and proactivity impress the client.
Summarized from Robin Singhvi's Clutch review
Robin Singhvi, CEO, SmartCue
Mumbai, India
UI/UX Design & Development for Software Community Platform
The engagement was a success; SolGuruz completed four months worth of work in just one month. They guided the client through the best rollout plan and went the extra mile to keep everyone involved in the process. Overall, they were transparent, timely, communicative, and professional.
Summarized from Arpan Garg's Clutch review
Arpan Garg, Founder, Commudle
India
You have seen the work and the reviews. Bring us your idea or your existing platform, and we will turn it into secure, compliant software, on time and on budget.
Quick answers to the questions our clients and prospects ask most. If yours is not here, our team is one click away.
Need advice tailored to your project?
FAQs cover the common ground. For decisions specific to your tech stack, timeline, and team, talk directly to a senior engineer who has shipped what you are planning.
